Ontario Estate Administration Checklist

What to do when managing an estate in Ontario, step by step.

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1. Immediately After Death

  • Locate the will and any related documents
  • Decide if you want to act as executor (you are not required to)
  • Arrange the funeral and burial/cremation
  • Obtain official proof of death (usually from the funeral home)
  • Secure property, valuables, pets, and any at-risk assets
  • Start keeping detailed records of all actions and expenses

2. Within the First 30-60 Days

  • Collect information on assets, debts, and income sources
  • Confirm details about beneficiaries, including minors or dependents
  • Consult with a lawyer familiar with estate matters
  • Understand the terms of the will and who inherits what
  • Arrange for valuations of major assets (property, investments, etc.)
  • Notify relevant organizations (Canada Revenue Agency, Service Ontario, banks, etc.)
  • Retain an accountant if needed

3. Probate & Legal Steps

  • Determine if probate is required (many estates need this)
  • Apply for probate (Certificate of Appointment of Estate Trustee) if necessary
  • Open an estate bank account to manage estate funds
  • Begin gathering and securing all assets

4. Within 6 Months of Death

  • File the deceased's final tax return
  • Manage debts, bills, taxes, and ongoing expenses
  • Consider interim distributions to beneficiaries if appropriate
  • Transfer or sell personal belongings and assets according to the will

5. After 12 Months (or When Ready)

  • Obtain tax clearance from the CRA to confirm no taxes are owing
  • Prepare a final accounting of the estate for beneficiaries
  • Complete final distributions to beneficiaries
  • Pay executor compensation (subject to taxes)
  • Keep records of all receipts and signed releases
Note: Some estates are more complex and may require legal advice at various stages. Timelines may vary based on the size of the estate and court processing times.
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